We are looking for a seasoned Middle Office Loan AdministratorinSan Diego, CA. This role focuses on managing the loan documentation andclosing process for commercial, business or commercial real estate loans.

Essential Functions:

• Manages the documentation review and loan closing process for commercial, business or commercial real estate loans.

• Works directly with relationship managers (RM), along with the borrower, legal counsel, title companies, insurance agents, and vendors to ensure closing requirements are met and necessary due diligence is obtained.

• Represents the organization with clients and outside agencies.

• Reviews and comprehends complex loan documentation, loan terms and financial elements for accuracy and consistency with the Credit Approval.

• Ensures documents are prepared in compliance with credit policy, documentation standards and regulatory requirements.

• Identifies potential risks and provides solutions.

• Responsible for ensuring waivers or deviations from policy are adequately documented.

• Instructs attorney to prepare loan documents in accordance with credit approval and bank's requirements.

• Interacts with clients, collecting, reviewing and distributing due diligence items necessary for a loan closing.

• Actively negotiates and coordinates loan documents with Legal counsel.

• Notifies the RM, attorney and client of items missing items or required corrections and ensures attorney closing checklist is accurate.

• Assists RM with clarification of legal, policy and documentation issues requiring adjustments.

• Confirms budget, escrow closing statement and bank settlement statements are in balance, ensuring fees and expenses are accounted for and outstanding items are identified.

• Ensures appropriate approval and/or waivers and exceptions are obtained.

• May train and mentor lower-level loan closers.

• Other duties and/or projects as assigned.

Qualifications:

• Requires a Bachelors degree in Business, Finance or a related field and 8+ years of commercial, business or commercial real estate documentation/closing experience required, including 4+ yrs experience reading and interpreting loan and legal documentation or other directly related experience. A combination of education and experience may meet requirements.

• Extensive knowledge of commercial, business or commercial real estate loan closing processes and procedures, lending compliance and regulations, loan systems and loan documentation.

• Expert knowledge of loan principles and processes.

• Ability to read and interpret very complex loan and legal documentation.

• Extensive knowledge of construction due diligence and risk management.

• Excellent analytical and research skills.

• Must be accurate, detail oriented and have ability to multi-task.

• Must have excellent problem resolution, audit, customer service and communication skills, both verbal and written.

• Ability to train and mentor to less experience loan administrators/closers.

• Demonstrated ability to utilize sound judgment and work under limited supervision.

• Ability to communicate effectively with clients, RM's internal/external legal counsel and credit management.

• Excellent computer skills including various word processing and spreadsheet software.